401k Limits 2024 Married Filing Jointly. The roth ira income limit to make a full contribution in 2024 is less than $146,000 for single filers, and less than $230,000 for those filing jointly. $146,000 for all other individuals.
The 401 (k) 2024 employee contribution limit is $23,000, which is an increase of $500 from the previous year. If you are married and file jointly, your limit may be limited by your spouse’s income if you have no income yourself and are contributing to a spousal ira.